Dallas, TX

Easy Auto Financing

Flexible financing solutions for all credit types. Let us help you get behind the wheel!

We Work With All Credit Situations

At Valdivias Auto Sales, we believe everyone deserves a chance to own a reliable vehicle. Our finance team specializes in finding solutions for customers with all types of credit histories.

First-Time Buyers

New to car buying? We'll guide you through every step of the financing process with patience and clarity.

  • No credit history needed
  • Educational approach
  • Build your credit

Credit Challenges

Past financial difficulties don't have to stop you. We specialize in second-chance auto loans.

  • Bad credit accepted
  • Bankruptcy? We can help
  • Repossession in past? No problem

Excellent Credit

Great credit deserves great rates. Get the lowest interest rates and best terms available.

  • Competitive rates
  • Quick approval
  • Flexible terms

What You'll Need

Proof of Income

Recent pay stubs, bank statements, or tax returns showing your income.

Proof of Residence

Utility bill, lease agreement, or mortgage statement with your address.

Valid ID

Driver's license or state-issued identification card.

References

Personal or professional references (name, phone, relationship).

Our Financing Process

1

Application

Fill out a simple application with basic information about yourself and your income.

2

Review & Approval

Our finance team reviews your application and works with our lending partners to find the best option.

3

Choose Your Vehicle

Browse our inventory knowing your budget and get pre-approved before you shop.

4

Finalize Terms

Review and sign your loan documents. We explain every detail so you understand completely.

5

Drive Away Happy

Get your keys and drive home in your quality used vehicle!

Ready to Get Started?

Contact us today to discuss your financing options. Our bilingual team is ready to help!